Miami DSCR Loans: Quick Answer A DSCR loan is an investment-property mortgage in which the rental property’s projected or documented cash flow is an important part of the qualification review. For a Miami investor, the lender commonly evaluates the property, estimated rent, monthly housing expense, down payment or equity, reserves, credit profile, title, and the complete program guidelines. Requirements, available terms, and documentation differ by lender and property type.

HEA vs. HELOC: The Quick Answer A home equity agreement (HEA), sometimes called a home equity investment or home equity contract, generally provides an upfront payment in exchange for a future settlement amount tied in part to the home’s value. A home equity line of credit (HELOC) is an open-end line of credit secured by the home that can generally be drawn and repaid during a defined draw period. Neither option is automatically better for every homeowner. The appropriate c